Digital Identity

A digital identity is a network or an online identity that has been approved or applied for in cyberspace by a person, business or also electronic device. These mentioned users may also progress above a single digital identity and do so with various groups. In terms of digital identity management, the main areas of focus are security and confidentiality.

Digital Signature

A digital signature, also known as an electronic signature, proves the legitimacy of an electric file or text in digital communication and uses encryption methods to keep the content of the file secure. Digital signatures are used in e-commerce, software dissemination, economic dealings and other circumstances where counterfeiting or interfering may otherwise be possible.

Digital Wallets

A digital wallet is basically a software-based structure designed for building e-commerce transactions. With the use of a digital portfolio, online acquisitions can be made simply by using computers or smartphones. Generally, users’ bank accounts are linked to their digital wallet as well. In a digital wallet system, user identifications are securely saved and approved in all transactions.


In finance, disintermediation is described as the withdrawal of cash from intermediate financial associations, like banks, investments and loan relatives, to endow them openly. In general, disintermediation is the procedure of eradicating the trader or intermediary from the forthcoming transactions. Disintermediation is generally completed to invest in implements that produce higher profits.


A credit card dispute refers to the process of denying charges to a credit card for whatever reason. Billing errors may consist of custodies for products which you have ordered but never received, charges for products that you have returned, or charges that you never authorized.

Diverting funds

Diverting funds is defined as the use of funds by the debtor in defiance of the authorized terms of the moneylender, in a number of circumstances such as the extension of the credit facility, shifting the funds to its subsidiaries or other companies, and various other circumstances which are not in compliance with the authorized terms.