Omnichannel is a cross-channel content approach that companies use to improve their user experience. Instead of working in comparable communication channels, communication channels and their support resources are planned and organized to collaborate. Omnichannel indicates the combination and also the arrangement of the channels so that the experience will be attractive across all channels.

On-Premise Software

On-premises software (also known as on-premise, and shortened "on-prem") is implemented and activates on computers on the premises of the individual or company using the software, rather than at a distant facility such as a server farm or cloud. On-premises software is occasionally referred to as “shrinkwrap” software, and off-premises software is usually named “software as a service” ("SaaS") or “cloud computing”.

One-time Password

One-time Password is a password that is valid for only one login session or transaction, on a computer system or other digital device. This means that a potential intruder who manages to record an OTP that was already used to log into a service or to conduct a transaction will not be able to abuse it, since it will no longer be valid.

Open Authorization

Open Authorization, sometimes called OAuth, is an open standard for access allocation, usually used as a method for Internet users to give websites or applications access to their information on different websites but without providing them with the passwords. This method is used by some companies such as Amazon, Google, Facebook, Microsoft and Twitter to allow the users to share their account information with third parties, such as applications or websites.


OpenID is an open standard and decentralized authentication protocol in which a user can create their own account by selecting an open ID identity provider, then after that, this account can be used to sign onto other websites. It allows users to be authenticated by co-operating sites using a third-party service, eliminating the need for webmasters to provide their own ad hoc login systems.

Out-of-band Authentication

Out of band authentication (OOBA) is a term for a process where authentication requires two different signals from two different networks or channels. These kinds of more sophisticated authentication prevent many kinds of fraud and hacking. Out-of-band authentication will effectively block many of the most common kinds of hacking and identity theft in online banking.